Money shouldn't be this heavy
A practical personal finance guide for ordinary people earning ordinary income — with real Malaysian numbers.
RM69
ORDER NOW · POSTED FROM 8 SEPTEMBER
✍️ First print run, 500 copies.
Order here and I'll sign your copy.
A5 paperback · 184 pages
Delivery charged separately
Free delivery within Malaysia on 2 or more copies
Posted from 8 September, in the order received. Tracking by email.
About the Author
Koh Saw Leng is a Chartered Accountant with more than three decades in finance leadership across Malaysia and Singapore.
But her journey with money didn't begin in a boardroom.
She began her career at nineteen without a university degree, studying ACCA at night while working by day, and rose step by step to CFO. Everything she knows about money, leadership and building financial confidence has been shaped by doing it.
She left corporate life carrying one question: what happens to everything I've learned?
Today she answers it through Sawleng.Speaks. Building Wealth Calmly is her first book.
Real money. Real life. Real lessons.
Why I Wrote This Book
A Guide From Experience
This book began from a place I know well.
Nobody taught me about money.
Nobody taught us budgeting.
Nobody taught us investing.
And yet we're expected to navigate some of life's biggest financial decisions on our own.
The truth is, I wasn't born financially confident.
I've made mistakes. I've felt the pressure of not having enough. And I've had to learn, step by step, how to build a stronger relationship with money.
Money shouldn't be a source of fear, shame or conflict. It should be a tool that helps us build a life we want.
And this is why I wrote Building Wealth Calmly.
I wanted to create the book I wish more people had when they first started earning money.
Not another textbook. Not a complicated investment guide.
Just practical money lessons, real-life stories and simple frameworks to help everyday people feel more confident about their finances.
I Don't Want These Lessons To Stay Only With Me.
What's Inside
Building wealth isn't about getting everything right from the beginning.
It's about understanding where we are, making better decisions and taking one step at a time.
Inside the book, we'll explore:
1. Build Clarity Around Your Money
Understand where your money is going and start making decisions with greater confidence.
2. Take Control of Income, Expenses and Debt
Focus on the things we can influence and build stronger financial foundations.
3. Make Investing Less Intimidating
Learn the principles behind long-term investing and the power of compounding.
4. Build Wealth Around Your Own Life
Define what “enough” means to you and create a financial life that supports it.
The whole book on one page.
1 Equation. 3Cs. 11 Chapters
— from not sure where to start to building lasting financial freedom.
Part 1 · CLARITY — Understand Your Money
Ch 1 — Income: Maximise What Comes In
Ch 2 — Expenses: Know Where It Goes
Part 2 · CONTROL — Manage Your Money
Ch 3 — Kill Your Debt
Ch 4 — Protect What You Build
Ch 5 — Keep More of What You Earn
Part 3 · COMPOUND — Grow Your Money
Ch 6 — The Magic of Compounding
Ch 7 — Build Wealth Through Investing
Ch 8 — Renting vs Buying: The Real Maths
Ch 9 — The Hidden Behaviours
Ch 10 — Know Your Enough
Ch 11 — Retire Well
Every chapter ends with a Quick Win you can act on that same day. Real Malaysian numbers throughout — EPF, tax reliefs, SSPN, property.
Who Is This Book For
This Book Is For You If...
✓ We earn an income but still don't feel fully in control of our money.
✓ We want to start investing but don't know where to begin.
✓ We feel overwhelmed by financial advice.
✓ We want to get better with money without becoming obsessed with it.
✓ We want practical guidance based on real life, not just theory.
✓ We believe it's never too late to start building a stronger financial future.
Wherever we're starting from, we can take the next step.
What early readers say
"In a world of confusing financial advice, this book cuts through the noise. Practical, clear, and action-driven — this is the personal finance guide I wish I had 20 years ago. A must-read for anyone who wants to take control of their money."
— A. Marzuki Abdul Aziz, Chief Financial Officer, Malaysian PLC
"Written by someone whose professional financial wisdom I deeply admire, this precise guide generously shares a blueprint for lasting wealth. It is very easy to understand and focuses on building lifetime habits. My definitive recommendation for the next generation!"
— Susan Liew, Finance Director, LVMH P&C Malaysia
"Building Wealth Calmly is an accessible and refreshing primer on personal finance for beginners. In a culture fixated on stock picking and instant returns, this book steps back to establish many overlooked fundamentals. It is surprisingly an easy read for concepts that often feel challenging to approach. Managing my finance as I step into work feels far less intimidating now and I only wish I had read this even before my university days."
— Chai Eu Herng, NTU graduate, 2026
Thank You for your order!
Your copy of Building Wealth Calmly is on its way.
Your order is confirmed. Thank you for supporting my first book.
Your copy will be posted from 8 September, and I'll email your tracking number the day it goes out.
This book represents more than three decades of lessons, experiences and conversations about money, leadership and life.
I hope Building Wealth Calmly reminds us that we don't need to have everything figured out before we begin.
We simply start exactly where we are.
Your copy is from the first print run, I'll be signing it personally. ✍️
Thank you for being part of this journey.
With gratitude,
Koh Saw Leng
Sawleng.Speaks
* Helping everyday people feel more confident about money ... one step at a time.
Empowering everyday people to build wealth calmly through practical money lessons.
© 2026 Sawleng Speaks. All rights reserved.